How Financing Makes Cosmetic Surgery More Accessible

In Ottawa

By Dr. Howard Silverman

The benefits of cosmetic surgery extend beyond enhancing your appearance. For many people, cosmetic surgery helps boost or restore their confidence and make them feel more comfortable in their own skin. Some people may be trying to rejuvenate their appearance and combat visible signs of aging, so they look as good as they still feel. Others may be targeting aesthetic concerns that they have been self-conscious about their whole life. One of the biggest hurdles people face when it comes to cosmetic surgery is cost. At Ottawa Plastic Surgery in Ottawa, Canada, we want our patients to know that they can receive the surgical care they need without the financial strain through financing.

What is Financing for Cosmetic Surgery?

Insurance typically does not cover elective cosmetic procedures, which means you will be left to pay the entire cost of the procedure on your own. The cost of cosmetic surgery varies significantly from procedure to procedure, as some require a significant amount of work. Other factors need to be considered as well, like:

  • Anesthesia costs
  • Surgeon fees
  • Facility fees

Cosmetic surgery financing offers a way to pay for your procedure through smaller monthly payments as opposed to a high upfront cost. It is a similar process to financing a car or other large expenses. These smaller payments make it much more manageable to pay for your procedure while ensuring there is enough money in your monthly budget for other necessary expenses.

Several companies provide financing options for cosmetic surgery. Each one will have different options available, and many offer plans that can be customized around your specific financial situation. Payment plans will differ and may include varying:

  • Interest rates
  • Terms
  • Repayment schedules

Financing Can Provide Greater Flexibility

Financing allows many patients to move forward with treatment sooner rather than waiting months or years to save for the full cost of surgery. By spreading payments over time, financing can make cosmetic procedures more manageable while allowing patients to pursue the treatment plan that best meets their goals.

Through financing, you may be able to receive more comprehensive care right away. In many cases, patients may benefit from having multiple procedures performed at once. This higher up-front cost may make it impossible to receive the care you need. By financing your procedures, you can receive the total care you need without the stress of paying off a huge bill right away.

Receive the Care You Want When You Want

Choosing a time and date for your surgery can be a stressful part of the process. You may be worrying about cutting costs wherever you can to save up for the procedure. Some people may want to be fully healed from their procedure for a specific event, like a wedding. Financing also provides greater flexibility when planning your procedure. Whether you are scheduling surgery around work, family commitments, or a significant life event, a financing plan can make it easier to move forward when the timing is right for you rather than waiting until the entire cost has been saved.

The Financing Options We Suggest

At Ottawa Plastic Surgery, we suggest Beautifi, Medicard and Credit Medical to our patients. Beautifi, Medicard and Credit Medical offer flexible payment plans with a range of six months to six years. They offer competitive interest rates, and the application process is simple and can be completed online. 

We have also partnered with Beautifi, a Canadian company that specializes in providing financing options for cosmetic surgery. Beautifi offers flexible and affordable monthly payment schedules along with industry-leading interest rates. The application process takes under two minutes to complete, and you will receive a decision instantly with 0 impact on your credit score.

Why Choose Ottawa Plastic Surgery?

At Ottawa Plastic Surgery, we take a patient-centred approach to care. From your initial consultation through recovery, our team is committed to providing personalized treatment recommendations, comprehensive education, and attentive support. Our board-certified plastic surgeons combine extensive training with a commitment to patient safety and natural-looking results to help you make informed decisions about your care.

Schedule Your Consultation

If you are interested in cosmetic surgery and would like to learn more about how financing can help you receive the surgical care you need, contact Ottawa Plastic Surgery today to schedule a consultation with one of our plastic surgeons. Our team can answer any questions you may have about cost and the financing options available to you.

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